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Stress tests are used in risk management by banks in order ... Read more

Stress tests are used in risk management by banks in order to determine how certain crisis scenarios would affect the value of their portfolios, and by public authorities for financial stability purposes. Until the first half of 2007, interest in stress-testing was largely restricted to practitioners. Since then, the global financial system has been hit by deep turbulences, including the fallout from sub-prime mortgage lending. Many observers have pointed out that the severity of the crisis has been largely due to its unexpected nature and have claimed that a more extensive use of stress-testing methodologies would have helped to alleviate the repercussions of the crisis. This book analyses the theoretical underpinnings, as well as the practical aspects, of applying such methodologies. Building on the experience gained by the economists of many national and international financial authorities, it provides an updated toolkit for both practitioners and academics. Minimize

Stress tests are used in risk management by banks in order ... Read more

Stress tests are used in risk management by banks in order to determine how certain crisis scenarios would affect the value of their portfolios, and by public authorities for financial stability purposes. Until the first half of 2007, interest in stress-testing was largely restricted to practitioners. Since then, the global financial system has been hit by deep turbulences, including the fallout from sub-prime mortgage lending. Many observers have pointed out that the severity of the crisis has been largely due to its unexpected nature and have claimed that a more extensive use of stress-testing methodologies would have helped to alleviate the repercussions of the crisis. This 2009 book analyses the theoretical underpinnings, as well as the practical aspects, of applying such methodologies. Building on the experience gained by the economists of many national and international financial authorities, it provides an updated toolkit for both practitioners and academics. Minimize

Awesome fat Burning System! Anabolic Designs Shredabull is ... Read more

Awesome fat Burning System! Anabolic Designs Shredabull is the second product from the transform range to follow on from Tauro Test. Shredabull delivers a hard hitting advanced blend of ingredients to launch an aggressive assault on fat loss without jittery side effects. Shredabull contains a multi pathway attack on fat stores that results in rapid fat loss great energy levels and mental focus allowing the ability to incinerate fat and dominate in and out of the gym. Why use Shredabull? Anabolic designs Shredabull is overloaded with a synergistic blend of matrixes that attack fat stores in a multitude of ways. Incinerate; Thermogenic attack Thyrocharge; increased thyroid activity Secretrophin; Growth Hormone inducer Lipicarbolate; Fat and Carbohydrate regulator Cortikill; Cortisol control and muscle preservation matrix and Neuro Zone; Mental focus blend. This six pronged assault on fat stores will result in a leaner harder physique faster. Use of Shredabull will result in various sensations increased energy warming sensations laser like focus and reduced appetite without jitters. Shredabull Explained: Incinerate: Thermogenic Matrix: Incinerate is loaded with fat burning ingredients which promote the vitally important process of thermogenesis. Thermogenesis promotes significant rates of fat loss by increasing your BMR (Basal Metabolic Rate) in turn causing a higher rate of calorific expenditure without requiring any additional exercise. The Incinerate matrix delivers a comprehensive blend of proven compounds to ignite the process of thermogenisis and begin torching fat stores faster than ever before. Thyrocharge: Thyroid enhancement Matrix: Shredabull’s Thyroid enhancement matrix focuses on increasing the efficiency of the body’s nutrient usage as well as increasing thyroid hormone release. Thyroid hormone essentially governs the body’s metabolism. The Thyrocharge matrix formula found exclusively in Shredabull contains specific ingredients which will dramatically boost the speed of the metabolism yielding increases in the rate of nutrient turnover which in turn will allow you to shed layers of body fat in no time. Secretrophin : Growth Hormone Secretion blend: Shredabull contains two key ingredients Alpha GPC and Mucuna Pruriens which are known specifically to increase the rate of Human Growth Hormone secretion. HGH is known for its incredible ability to alter the way your body metabolizes body fat as an energy source. In short HGH essentially directs your body to use body fat as well as dietary fats as a prime energy source resulting in reduced stores of body fat and leaner body composition. Lipicarbolate : Fat and Carbohydrate Regulation Matrix: This element of Shredabull reduces the amount of fat stored from food intake that on occasions may exceed the body’s requirements. Lipicarbolate is comprised of a blend of Chitosan and White kidney bean extract. Chitosan is an exceptional fat regulator which binds to fat enzymes which in turn prevents them from being stored as body fat. White kidney bean extract slows down the rate at which starch is converted into sugar; this helps suppress cravings and also prevents excess carbohydrates being converted body fat whilst ensuring maintenance of steady blood sugar levels. Cortikill: Cortisol and Muscle Preservation Matrix: Cortisol is a hormone which is released under times of stress in order to supply the brain with instant energy to continue functioning. The problem is cortisol is highly catabolic and promotes fat storage thus hindering any fat loss attempts. Catabolism also means that lean muscle tissue is not spared as the body looks for energy sources. Cortikill found only in Shredabull keeps Cortisol levels in check by suppressing the release of this catabolic muscle eating and fat promoting hormone. When looking for the best physique the quintessential element is reducing body fat and maintaining lean muscle mass Cortikill helps to ensure this happens. Neuro Zone- Mental Focu Minimize

Stress tests are used in risk management by banks in order ... Read more

Stress tests are used in risk management by banks in order to determine how certain crisis scenarios would affect the value of their portfolios, and by public authorities for financial stability purposes. Until the first half of 2007, interest in stress-testing was largely restricted to practitioners. Since then, the global financial system has been hit by deep turbulences, including the fallout from sub-prime mortgage lending. Many observers have pointed out that the severity of the crisis has been largely due to its unexpected nature and have claimed that a more extensive use of stress-testing methodologies would have helped to alleviate the repercussions of the crisis. This book analyses the theoretical underpinnings, as well as the practical aspects, of applying such methodologies. Building on the experience gained by the economists of many national and international financial authorities, it provides an updated toolkit for both practitioners and academics. Minimize

HMF Forte 60 Vegetable Capsules (F) by Seroyal. HMF Forte p ... Read more

HMF Forte 60 Vegetable Capsules (F) by Seroyal. HMF Forte provides two strains of Lactobacillus acidophilus, Bifidobacterium bifidum and Bifidobacterium lactis, along with fructo-oligosaccharides to specifically assist in re-establishing and maintaining a normal intestinal microflora. Studies show that an overgrowth of opportunistic pathogens leads to a compromised immune system, resulting from immunosuppressive and toxic influences such as impure water supply, antibiotics, processed foods, pesticides and stress. Stress upsets the delicate balance of the intestinal flora and imbalances of friendly bacteria, leading to autoimmune and inflammatory diseases. HMF Forte is a high-level maintenance probiotic formula indicated for individuals who use antibiotics, oral contraceptives, steroids and hormonal replacement therapy, and for extreme fatigue, allergies, yeast overgrowth, stress, hypercholesterolemia and indigestion. HMF Forte is highly recommended for long-term maintenance in individuals who are immuno-compromised. The capsules are 100% pure vegetable-sourced. Product ideal for vegans. HOW DO I TRAVEL WITH MY HMF PROBIOTICS? We highly recommend you take your probiotics with you on all trips and vacations since their potency will last for up to 6 months at room temperature un-refrigerated. But, when possible and if convenient, we recommend you store your probiotics in the freezer or refrigerator, especially if you plan to preserve freshness of your product for months or years. FREQUENTLY ASKED QUESTIONS ABOUT SEROYAL GENESTRA HMF PRODUCTS Are HMF products shipped with an ice pack? No. But, after extensive product testing and new freeze drying technology performed by Genestra, it was concluded that the ice pack did not make a difference during shipping since the product potency was still well over 100% label claims when shipped with ice or no ice. The manufacturer states that it is no longer necessary to ship the HMF products with an ice pack for these reasons: Genestra has added in 50% more probiotic than what the label guarantees per bottle. For example, HMF Forte is guaranteed to have 6 billion L. acidophilus per serving, but there are 12 billion present at time of manufacturing and it is kept frozen until shipping. October 2004: The manufacturer has increased product stability again, allowing the probiotics to last up to 6 months at room temperature holding their GUARANTEED minimum potency on label! You will receive your HMF probiotic directly from the manufacturer in about 3-7 days. This product is very fresh and has not been sitting around on our shelves. And, you are guaranteed it will contain 50% more than what the label states. These statements have not been evaluated by the Food and Drug Administration (FDA). These products are not meant to diagnose, treat or cure any disease or medical condition. Please consult your doctor before starting any exercise or nutritional supplement program or before using these or any product during pregnancy or if you have a serious medical condition. Ingredients: Each Vegetable Capsule ContainsLactobacillus acidophilus (two strains) 6 billion CFU Bifidobacterium bifidum 1 billion CFU Bifidobacterium lactis 1 billion CFU Fructo-oligosaccharides (FOS) 200 mg May contain up to 12 billion CFU Dosage: Adults: One to two capsules, two times daily with meals.Acute infections: One to two capsules, two to three times daily with Minimize

Heart disease, mainly heart attacks are the number one caus ... Read more

Heart disease, mainly heart attacks are the number one cause of death in adults. Worldwide, 29% of all adult deaths are linked to heart disease and the majority of these are sudden deaths that occur outside a hospital. While heart attacks are caused by a variety of factors including stress, lifestyle, genetics, physiology, etc., a study released in September 2010 shows the very important correlation between the risk of a heart attack and the stress levels as reflected in the level of cortisol deposited and stored in a person's hair. The cortex of the hair shaft usually holds up to six months of deposited cortisol, providing a measureable record of stress levels. Stress levels have been identified as a significant indicator of the potential for heart attacks. The study was published in the International Journal on the Biology of Stress. The research was carried out at leading universities and institutes in Canada, the U.S.A., and internationally and those studies have confirmed the direct relationship between cortisol levels and predisposition to a heart attack. The studies were widely publicized in the media because of their importance. The Viaguard sample hair collection kit will allow you to collect a 1.5" or 2" (or longer) sample of scalp hair and submit it to our laboratory for analysis of your 90-day cumulative cortisol level as it relates to stress and our recommendations. The cost of the test is $179 which is remitted when the samples are submitted for analysis. Minimize

Stress tests are used in risk management by banks in order ... Read more

Stress tests are used in risk management by banks in order to determine how certain crisis scenarios would affect the value of their portfolios, and by public authorities for financial stability purposes. Until the first half of 2007, interest in stress-testing was largely restricted to practitioners. Since then, the global financial system has been hit by deep turbulences, including the fallout from sub-prime mortgage lending. Many observers have pointed out that the severity of the crisis has been largely due to its unexpected nature and have claimed that a more extensive use of stress-testing methodologies would have helped to alleviate the repercussions of the crisis. This 2009 book analyses the theoretical underpinnings, as well as the practical aspects, of applying such methodologies. Building on the experience gained by the economists of many national and international financial authorities, it provides an updated toolkit for both practitioners and academics. Minimize

HMF Super Powder 4.2 oz 120 Grams (F) by Seroyal. HMF Super ... Read more

HMF Super Powder 4.2 oz 120 Grams (F) by Seroyal. HMF Super Powder provides two strains of Lactobacillus acidophilus, Bifidobacterium bifidum and Bifidobacterium lactis, along with fructo-oligosaccharides to assist in re-establishing and maintaining a normal intestinal microflora. Studies show that an overgrowth of opportunistic pathogens leads to a compromised immune system, resulting from immuno-suppressive and toxic influences such as water supply, processed foods, antibiotics, pesticides and stress. Stress upsets the delicate balance of the intestinal flora and imbalances of friendly bacteria, leading to autoimmune and inflammatory diseases. HMF Super Powder is a high-level maintenance probiotic formula indicated for individuals who use antibiotics, oral contraceptives, steroids and hormonal replacement therapy, and for extreme fatigue, allergies, yeast overgrowth, stress, hypercholesterolemia and indigestion. HMF Super Powder is highly recommended for ongoing maintenance in individuals who are immuno-compromised, and is ideal for children and adults who dislike or have difficulty swallowing capsules. HOW DO I TRAVEL WITH MY HMF PROBIOTICS? We highly recommend you take your probiotics with you on all trips and vacations since their potency will last for up to 6 months at room temperature un-refrigerated. But, when possible and if convenient, we recommend you store your probiotics in the freezer or refrigerator, especially if you plan to preserve freshness of your product for months or years. FREQUENTLY ASKED QUESTIONS ABOUT SEROYAL GENESTRA HMF PRODUCTS Are HMF products shipped with an ice pack? No. But, after extensive product testing and new freeze drying technology performed by Genestra, it was concluded that the ice pack did not make a difference during shipping since the product potency was still well over 100% label claims when shipped with ice or no ice. The manufacturer states that it is no longer necessary to ship the HMF products with an ice pack for these reasons: Genestra has added in 50% more probiotic than what the label guarantees per bottle. For example, HMF Forte is guaranteed to have 6 billion L. acidophilus per serving, but there are 12 billion present at time of manufacturing and it is kept frozen until shipping. October 2004: The manufacturer has increased product stability again, allowing the probiotics to last up to 6 months at room temperature holding their GUARANTEED minimum potency on label! You will receive your HMF probiotic directly from the manufacturer in about 3-7 days. This product is very fresh and has not been sitting around on our shelves. And, you are guaranteed it will contain 50% more than what the label states. These statements have not been evaluated by the Food and Drug Administration (FDA). These products are not meant to diagnose, treat or cure any disease or medical condition. Please consult your doctor before starting any exercise or nutritional supplement program or before using these or any product during pregnancy or if you have a serious medical condition. Ingredients: Each Quarter Teaspoon (1 g) ContainsLactobacillus acidophilus (two strains) 6 billion CFU Bifidobacterium bifidum 1 billion CFU Bifidobacterium lactis 1 billion CFU Fructo-oligosaccharides (FOS) 800 mg May contain up to 12 billion CFU Dosage: Adults: One quarter to one half teaspoon, two times daily with meals. Acute infections: One quarter Minimize

Blue Lightning is a secret formulation of 95% organic mater ... Read more

Blue Lightning is a secret formulation of 95% organic materials which when used as directed will produce astounding results for the experienced or novice gardener. Blue Lightning when used as a foliar spray not only helps heal fungal and insect damaged plants,it also enables plants maximum Co2 uptake as well as utilizing stored nitrogen that the plant would only use in high stress conditions such as drought and lack of sufficient light.This secretion of nitrogen as well as phosphorous is so significant that if you spray Blue Lightning on your plants more than once every 2 weeks you will BURN your plants!, however at once every 2 weeks in independent tests,the results for size,strength,overall health and most importantly, weight of crop, was astounding even to the seasoned growers who tested our product. Blue Lightning also enables cuttings to root up to 25% faster as well as being a much healthier cutting as opposed to untreated cuttings,healthier cuttings that have a stronger more robust root system clearly have a distinct advantage when they are converted from the vegetative state to the flowering stage. Blue Lightning has proven to be highly effective, especially for growers who grow in pots using pro-mix,our tests show a significant gain in weight of crop when used in conjunction with all 2 part food mixes. Although Blue Lightning can be used with incredible results in all of these applications,it is VERY IMPORTANT to follow the directions to the T, because each type of application requires a different mixture! Failure to do so will result in your plants OVERDOSING and BURNING! When used as directed through the lifecycle of your plants, we are positive that you will agree that Blue Lightning is CASH in a BOTTLE! Minimize

If you're feeling tired and stressed out, check your Cortis ... Read more

If you're feeling tired and stressed out, check your Cortisol level. We offer this test at a significant discount compared to many commercial laboratories. Minimize

Calcium is an important macromineral for all the organs. Su ... Read more

Calcium is an important macromineral for all the organs. Supplementation of the diet with calcium is an important factor for maintaining bone density.* Calcium is removed from bone to replenish bodily stores that can become deficient during times of stress and when calcium is not supplied from food sources in sufficient amounts. Calcium in the citrate form is shown to be better absorbed in individuals with hypochlorhydria.* Every batch is tested to ensure the absence of heavy metals and other contaminants.Suggested use: As a dietary supplement, 1 capsule one to three times daily between meals, or as directed by a healthcare practitioner. Calcium is better absorbed when taken in repeated doses throughout the day. When taking calcium supplements, consideration should be given to supplementing also with magnesium.WARNING: Should not be taken when aluminum containing drugs are used Minimize

Mastering Cortisol explains why the fat that collects aroun ... Read more

Mastering Cortisol explains why the fat that collects around the middle of the body can't simply be blamed on eating too much or not exercising enough. The real cause is stress, which triggers an imbalance of the hormone cortisol that in turn tricks the body into creating unnecessary belly fat. It's all part of the fight-or-flight response dating back to the caveman that tells the body to store up fat in times of peril.But the cycle can be stopped: Mastering Cortisol details specific ways to counter the cortisol with a tailor-made exercise plan that will slim the belly. Based on breakthrough genetic tests, the program also recommends specific vitamins and minerals and explains which foods will work best for the reader. Minimize

Natural Factors - Stress-Relax Tranquil Sleep - 60 Chewable ... Read more

Natural Factors - Stress-Relax Tranquil Sleep - 60 Chewable Tablets Natural Factors Tranquil Sleep is a safe, fast acting formula containing: the amino acid 5-HTP; the hormone melatonin; and green tea's stress-reliever, L-Theanine. Together these natural compounds exert a powerful synergistic effect to promote restful sleep.About 1 in 5 adult Americans suffers from insomnia. 5-HTP can help you get to sleep faster and reduce nighttime waking. Melatonin helps initiate sleep, and is used for jet lag and insomnia. L-Theanine (patented Suntheanine), from green tea, is a stress reducer that can enhance the tranquility of sleep. Tranquil Sleep is safe and non-habit forming. Natural Factors priority is enhancing people's health. They offer more than 300 different formulas available exclusively at natural health stores. They are family-owned, Canadian-based business. They have produced and sold quality supplements to North Americans for more than 50 years. They grow their own herbs, organically and process them fresh from the fields. They test and standardize herbs for total quality control. Their science team includes medical doctors, naturopathic physicians, researchers and herbalists from around the world. They create new, condition-specific formulas that are clinically proven to work. Their laboratory facilities comply with Good Laboratory Practices and are among the finest in North America. They meet or exceed Canadian Government Good Manufacturing Practices (GMP) guidelines and all Health Canada and FDA regulatory requirements Factor Farms:A quality herbal product starts with the highest quality fresh organic plant material. The efficacy of herbal products has always been affected by growing conditions, harvesting, processing and storage. At Factor Farms in beautiful Kelowna, British Columbia, Canada our quality can be guaranteed as we control the entire process from seedling to finished product. Minimize

Mind Alive David DELIGHT PRO Light & Sound Therapy Machine. ... Read more

Mind Alive David DELIGHT PRO Light & Sound Therapy Machine. The DAVID Delight Pro provides a unique fusion of audio-visual entrainment (also known as brainwave entrainment) and cranial-electro stimulation (CES) with sophistication and simplicity. Our sessions have been thoroughly tested and are designed based on most current research findings to ensure you the most effective results. The sessions on the Delight are supported by research studies which include Seasonal Affective Disorder, stress reduction, insomnia, improved mood, mental sharpness and balance (reduced risk of falling) in seniors, and reduced worry plus improvements in concentration and memory in college students. The Delight Pro sessions also include our proprietary randomization process, which helps encourage dissociation and brain frequency tracking to the stimulus. The Delight Pro features larger easy-to-read, easy-to-operate buttons and allows users to select a session very easily. It features 25 of our favorite sessions organized into five distinct categories of sessions: Energize, Meditate, Brain Brightener, Sleep and Mood Booster, with five selections for each category. It also includes five auto playing Sound Sync Sessions and five locations for you to store sessions you design with the DAVID session editor. Also includes popular 100 Hz CES with any session. The Delight Pro also features night-vue ability, which allows the user to see the session select buttons in the dark at bedtime or at night. DELIGHT PRO COMES COMPLETE WITH: - Tru-Vu Omniscreen Eyesets and Carry Case - Quality Stereo Headphones - Stereo Patch Cord - CES Earclip Stim Cable - DAVID Carry Bag - 9-Volt Alkaline Battery - AC Adapter - Comprehensive Operator's Manual Minimize

Solaray The Original Tryptoval Anti-Stress Formula Solaray ... Read more

Solaray The Original Tryptoval Anti-Stress Formula Solaray The Original Tryptoval Anti-Stress Formula contains  a B-Complex With 5-HTP & Valerian. True Selection Solaray takes pride in offering great new products ... see here what we are delivering fresh to health food stores! No other brand offers a wider selection of vitamins, minerals, herbs and specialty products than Solaray. With over 900 products, Solaray is the most comprehensive supplement brand in the industry! Solaray has their own manufacturing facility to ensure that quality controls are applied at every level. Solaray knows what goes into their products so you can be confident of what goes into your body. Year after year, the Solaray brand is presented with the #1 Full Line Supplement Award by Whole Foods Magazine. Solaray is not just saying they're the best; discerning health food retailers and their educated customers are voting on Solaray's excellence. True Tradition..A Natural Passion For 35 Years Solaray began in 1973 as a pioneer in formulating and marketing blended herbal products with complementary effects. From its inception, Solaray focused on encapsulated products, which offer rapid disintegration and are easy to swallow. By 1984, Solaray became a full line manufacturer, carrying not only the highest quality herbs, but also a full line of vitamins, minerals and specialty products. Over the years, Solaray has contributed significantly to the industry through the innovation of products such as CranActin, PhytoEstrogen, Cool Cayenne, PSA Control, Estro-3, and much more. Today, Solaray products are sold in over 60 countries! Making a healthier world isn't something Solaray aspires to do ... it's something Solaray is doing. This is Solaray's passion for over 35 years. Solaray Means Quality Every Solaray product is subjected to rigorous testing and screening protocols. Minimize

Natural Factors - AdrenaSense Anti-Stress Adrenal Formula - ... Read more

Natural Factors - AdrenaSense Anti-Stress Adrenal Formula - 60 Vegetarian Capsules Natural Factors Adrena Sense provides herbal support for healthy adrenal gland function and promotes uninterrupted sleep. Natural Factors AdrenaSense is an adrenal formula for every woman, every day. Rhodiola, an ingredient in AdrenaSense, is a natural plant extract that helps the body's ability to manage with internal and external stress factors. AdrenaSense provides herbal support for healthy adrenal gland function and promotes uninterrupted sleep. Natural Factors AdrenaSense: Reduces Stress Improves Energy Promotes Restful Sleep Natural Factors priority is enhancing people's health. They offer more than 300 different formulas available exclusively at natural health stores. They are family-owned, Canadian-based business. They have produced and sold quality supplements to North Americans for more than 50 years. They grow their own herbs, organically and process them fresh from the fields. They test and standardize herbs for total quality control. Their science team includes medical doctors, naturopathic physicians, researchers and herbalists from around the world. They create new, condition-specific formulas that are clinically proven to work. Their laboratory facilities comply with Good Laboratory Practices and are among the finest in North America. They meet or exceed Canadian Government Good Manufacturing Practices (GMP) guidelines and all Health Canada and FDA regulatory requirements Factor Farms:A quality herbal product starts with the highest quality fresh organic plant material. The efficacy of herbal products has always been affected by growing conditions, harvesting, processing and storage. At Factor Farms in beautiful Kelowna, British Columbia, Canada our quality can be guaranteed as we control the entire process from seedling to finished product. To grow herbs organically no chemical fertilizers, herbicides, fungicides or pesticides are allowed. Minimize

Calcium is an important macromineral for all the organs. Su ... Read more

Calcium is an important macromineral for all the organs. Supplementation of the diet with calcium is an important factor for maintaining bone density. Calcium is removed from bone to replenish bodily stores that can become deficient during times of stress and when calcium is not supplied from food sources in sufficient amounts. Calcium in the citrate form is shown to be better absorbed in individuals with hypochlorhydria. Every batch is tested to ensure the absence of heavy metals and other contaminants. As a dietary supplement, 1 capsule one to three times daily between meals, or as directed by a healthcare practitioner. Calcium is better absorbed when taken in repeated doses throughout the day. When taking calcium supplements, consideration should be given to supplementing also with magnesium. Should not be taken when aluminum containing drugs are used. Hydroxypropyl methylcellulose, L-leucine. This nutrient is of the highest quality and purity obtainable, free of all common allergens (antigens), and does not contain preservatives, diluents, or artificial additives. Minimize

Originally used by Russian bodybuilders and powerlifters ex ... Read more

Originally used by Russian bodybuilders and powerlifters exclusively, extreme athletes all over the world are now discovering the benefits of adding Tribulus to their supplement arsenal. Test-Stack goes beyond conventional Tribulus products by standardizing each dosage for 45% Steroidal Saponins - one of the highest standardized amounts youll find anywhere! Ultimately what distinguishes Test-Stack is its three proprietary blends. It combines a Pro-Test Complex, an Anti-Estro Complex and a Balancing Complex - utilizing the most popular ingredients for men on the market. Well provide the edge - if youre willing to step up to it. Minimize